321 N Main Street

321 N Main Street, Spencer, OH 44275

Bedrooms

Bathrooms

2,208 sqft

Living area

0.75 acres

Lot size

Garage

Stories

About this home

Colonial duplex on large .75 acre lot in Spencer Village. Upstairs unit and downstairs unit. Both units are currently rented. One is a month to month lease. Full Basement. Excellent investment to live in one unit and rent the other. The owner pays the utilities.

Facts & figures

Property type: Residential Income
Sub type: Duplex
Year built: 1920
Total rooms: 10
Fireplaces: 0
HOA dues: None
Annual tax: $2,687
Basement area: —
Listed: Oct 27, 2026
Updated: Oct 27, 2026

Features & amenities

Heating

Gas
Hot Water
Steam

Cooling

None

Parking

Attached
Garage
Paved

Appliances

Dishwasher
Range
Refrigerator

Basement

Full
Unfinished

Construction

Vinyl Siding

Location

321 N Main Street, Spencer, OH 44275

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Monthly payment estimate

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Down payment20% · $37,000

Interest rate6.5%

Loan term30 years

Estimated monthly payment

$1,159

Principal & interest: $935
Property tax (est.): $170
Home insurance (est.): $54

Estimates only. Taxes and insurance are approximated from the list price and vary by county and carrier. Talk to a lender for a real quote.

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